09 415 2727

New Home Finance

  • With as Little as 5% Deposit
  • Pre-approved for Up to 12 months
  • *Conditions Apply


Universal’s strategic partner – NewBuild Home Loans – can offer buyers a faster, easier way to buy a new Universal Home.

  • Loan deposits for new build homes are less than existing homes, meaning you could secure a new Universal Home from as little as 5% for Terraced or Stand Alone Homes for Owner Occupiers.
  • Your deposit can come from savings, Kiwisaver, gift or equity in another home.
  • You will make no loan repayments during the build.
  • Your finance can be pre-approved for up to 12 months.
  • Your NewBuild Home Loan will be funded at market rates by Sovereign (part of ASB).
  • Special funding offer for investor clients, with deposits as low as 10% for Terraced or Stand Alone Homes.

*Conditions apply

NewBuild Benefits

  • Specialised, Bank Funded, Home Loan Services for New Homes.
  • Your finance can be pre-approved for up to 12 months*.
  • With NewBuild, you can purchase a Universal Terrace home with as little as $34,950 deposit*.
  • Make no interest repayments or progress payments during construction.
  • Your loan is fully managed from start to finish with expert guidance. 

*Conditions apply

  • New Home Finance Available from 5% Deposit
  • 10 year master build guarantee
  • No worries on building decisions
  • 60 years history