Whether you’re actively on the hunt for your first home, or just beginning to ponder the possibility, we’ve got you covered! Buying a home is a big decision, and we believe it should be an exciting one. The road to home ownership can seem a bit overwhelming, with so many new things to think about, so our knowledgeable team has compiled this handy guide full of helpful tips on where to start and what to consider in this new and exciting journey to owning your own home.
Ready To Sort Your Finances?
Why not take some time now to consider some of the grants and incentives, which could be available to you as a first home buyer. Consider this your go-to guide and find out how you could boost your deposit, making it easier for you to buy your first home!
A house is the biggest purchase of your life, and a mortgage is typically the largest financial commitment you’ll make. In preparation for your first mortgage, you may need to evaluate your saving and spending habits, disposable income, and look at your short-term debt. Here are some handy tools to make things simple when it comes to considering your financial situation and working out exactly where you stand in relation to buying your own home.
Since 1959, we have been trusted by thousands of first home buyers and are ready to help you through the purchase process. Our transparent processes and straightforward purchasing system ensures that we keep things easy and stress-free.
Assemble your 'A-Team'
It is important that you surround yourself with a trusted team of experts as you embark on this new and exciting life stage. Your ‘A-Team’ may include a lender such as your bank or a mortgage broker, a residential property lawyer, and an insurer.
“My advice to my former first home buyer self is that having a good broker and a good lawyer is key. Get all your ducks in a row a few months in advance, including getting your KiwiSaver contribution sorted, so that when you’re ready to press go, you have everything ready.”
– Wesley, first home buyer at West Hills
Benefits Of Buying
A New Build
Buying a new build house ‘off the plan’ rather than an existing house means that as the homeowner of a new build, you will be able to enjoy a number of considerable benefits.
Tips To Consider When
Buying A New Build
Here are a few tips to bear in mind during the journey of purchasing your new home.
Why Buy A Universal Home?
We back the quality and workmanship of our homes, so that you can buy with confidence and enjoy all the benefits of a brand-new Universal Home. Our highly experienced team would love to help you into your first home and will be with you each step of the way to support you, through to move in and beyond.
As one of the largest and oldest residential developers in New Zealand, Universal Homes designs and builds high-quality, competitively priced, and in-demand homes in well-connected, popular locations. Our development team comes with a wealth of capability in residential construction management and boasts over six decades of on-the-job knowledge. This depth of experience ensures we have a meticulous approach to quality control, and an acute awareness of the importance of delivering on time and on budget for our clients.