First Home Buyers

Whether you’re actively on the hunt for your first home, or just beginning to ponder the possibility, we’ve got you covered! Buying a home is a big decision, and we believe it should be an exciting one. The road to home ownership can seem a bit overwhelming, with so many new things to think about, so our knowledgeable team has compiled this handy guide full of helpful tips on where to start and what to consider in this new and exciting journey to owning your own home.


Universal Homes crunching numbers

Ready To Sort Your Finances?

Universal Homes crunching numbers

Why not take some time now to consider some of the grants and incentives, which could be available to you as a first home buyer. Consider this your go-to guide and find out how you could boost your deposit, making it easier for you to buy your first home!

A house is the biggest purchase of your life, and a mortgage is typically the largest financial commitment you’ll make. In preparation for your first mortgage, you may need to evaluate your saving and spending habits, disposable income, and look at your short-term debt. Here are some handy tools to make things simple when it comes to considering your financial situation and working out exactly where you stand in relation to buying your own home.

Universal Homes interior

Since 1959, we have been trusted by thousands of first home buyers and are ready to help you through the purchase process. Our transparent processes and straightforward purchasing system ensures that we keep things easy and stress-free.

Universal Homes advisor

Assemble your 'A-Team'

It is important that you surround yourself with a trusted team of experts as you embark on this new and exciting life stage. Your ‘A-Team’ may include a lender such as your bank or a mortgage broker, a residential property lawyer, and an insurer.

“My advice to my former first home buyer self is that having a good broker and a good lawyer is key. Get all your ducks in a row a few months in advance, including getting your KiwiSaver contribution sorted, so that when you’re ready to press go, you have everything ready.”

– Wesley, first home buyer at West Hills

Universal Homes discussing plans
Universal Homes happy couple

Benefits Of Buying
A New Build

Buying a new build house ‘off the plan’ rather than an existing house means that as the homeowner of a new build, you will be able to enjoy a number of considerable benefits.

Universal Homes tips for-first home buyers

Tips To Consider When
Buying A New Build

Here are a few tips to bear in mind during the journey of purchasing your new home.

Why Buy A Universal Home?

Universal Homes Long Bay

We back the quality and workmanship of our homes, so that you can buy with confidence and enjoy all the benefits of a brand-new Universal Home. Our highly experienced team would love to help you into your first home and will be with you each step of the way to support you, through to move in and beyond.

As one of the largest and oldest residential developers in New Zealand, Universal Homes designs and builds high-quality, competitively priced, and in-demand homes in well-connected, popular locations. Our development team comes with a wealth of capability in residential construction management and boasts over six decades of on-the-job knowledge. This depth of experience ensures we have a meticulous approach to quality control, and an acute awareness of the importance of delivering on time and on budget for our clients.

Universal Homes Stats

What our clients have to say

First Home Buyers: Tina and Simon

“The moment I stepped into this home, I knew it was the one!” says Tina. “It was all so easy with Universal. The purchase process was very simple, and so streamlined.

First Home Buyers: Déan and Lilla

First home buyers Déan and Lilla are thrilled to have settled into their brand new Universal KiwiBuild home.

First Home Buyers: Patricia and Mia

“My little piece of heaven,” is how proud first-time home buyers Patricia and Mia describe their brand new Universal home.

First Home Buyers: Wesley and Jenny

“Buying for the first time is a bit of a learning curve, but it’s been such a smooth process with Universal Homes.”

First Home Buyers: Sarah and Tim

“The buying process was very easy and straightforward with Universal. Adrienne and the team have been very helpful throughout with the service they have provided.”

First Home Buyer: Manisha

“As a first home buyer purchasing off the plan, I had no idea what to expect. The process with Universal Homes has been really easy,” says Manisha, proud homeowner at West Hills in Auckland’s North West.
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