First Home Buyers
Whether you’re actively on the hunt for your first home, or just beginning to ponder the possibility, we’ve got you covered! Buying a home is a big decision, and we believe it should be an exciting one. The road to home ownership can seem a bit overwhelming, with so many new things to think about, so our knowledgeable team has compiled this handy guide full of helpful tips on where to start and what to consider in this new and exciting journey to owning your own home.
Ready To Sort Your Finances?
Why not take some time now to consider some of the grants and incentives, which could be available to you as a first home buyer. Consider this your go-to guide and find out how you could boost your deposit, making it easier for you to buy your first home!
A house is the biggest purchase of your life, and a mortgage is typically the largest financial commitment you’ll make. In preparation for your first mortgage, you may need to evaluate your saving and spending habits, disposable income, and look at your short-term debt. Here are some handy tools to make things simple when it comes to considering your financial situation and working out exactly where you stand in relation to buying your own home.
Since 1959, we have been trusted by thousands of first home buyers and are ready to help you through the purchase process. Our transparent processes and straightforward purchasing system ensures that we keep things easy and stress-free.
Assemble your 'A-Team'
It is important that you surround yourself with a trusted team of experts as you embark on this new and exciting life stage. Your ‘A-Team’ may include a lender such as your bank or a mortgage broker, a residential property lawyer, and an insurer.
“My advice to my former first home buyer self is that having a good broker and a good lawyer is key. Get all your ducks in a row a few months in advance, including getting your KiwiSaver contribution sorted, so that when you’re ready to press go, you have everything ready.”
– Wesley, first home buyer at West Hills
Benefits Of Buying
A New Build
Buying a new build house ‘off the plan’ rather than an existing house means that as the homeowner of a new build, you will be able to enjoy a number of considerable benefits.
Tips To Consider When
Buying A New Build
Here are a few tips to bear in mind during the journey of purchasing your new home.
Why Buy A Universal Home?
We back the quality and workmanship of our homes, so that you can buy with confidence and enjoy all the benefits of a brand-new Universal Home. Our highly experienced team would love to help you into your first home and will be with you each step of the way to support you, through to move in and beyond.
As one of the largest and oldest residential developers in New Zealand, Universal Homes designs and builds high-quality, competitively priced, and in-demand homes in well-connected, popular locations. Our development team comes with a wealth of capability in residential construction management and boasts over six decades of on-the-job knowledge. This depth of experience ensures we have a meticulous approach to quality control, and an acute awareness of the importance of delivering on time and on budget for our clients.
Experience
Built Homes
Locations
What our clients have to say
“The customer care afterwards is really good. I like knowing for peace of mind that I can contact Universal if something pops up, and get it rectified.”
SARAH, HOBSONVILLE POINT
“The Universal team was wonderful! Our experience, from the moment we first arrived to look at the house through the whole transaction up to her handing us the keys, was nothing but exceptional.”
FIRST HOME BUYER, MILLWATER
“Everyone we have dealt with from Universal, right from the second we stepped into the Showhome, through to move in time, has been fantastic. The team are all extremely helpful, knowledgeable and friendly. You can tell that they’ve done this hundreds of times. The houses are finished well, with high-quality appliances.”
ALYSSA AND KENT, FIRST HOME BUYERS AT WEST HILLS
“The buying process was very smooth, fast, and stress-free.”
ELY, WEST HILLS
“We'd been to so many open homes, where the agents were on our case as soon as we entered through the door, pushing us to buy. However, Universal’s team was refreshingly honest and genuine. It was a very smooth and easy buying process. We would definitely buy with Universal again.”
THE RAMSAY BROTHERS, WEST HILLS
“When we saw these homes we knew the location was exactly what we were after and once we’d seen the Northcote development plan of the local schools and community facilities, we were sold! This location means less time stuck in traffic and more time with our son.”
ROXANNE AND JOSH, NORTHCOTE
“We weren’t keen on commuting, so knew this spot was perfect. We love the area and location; there’s lots of growth happening here. Our new home feels luxe! We feel so fortunate to be the first people to live here, and the look and feel of the community is beautiful. We are ecstatic to be in a home we are actually proud of."
NICOLE, NORTHCOTE
“I love my new home, for so many reasons. It's new! Clean! Sunny! Warm! Plus there is a really great sense of community, the location and public transport is excellent, and learning about the roof water and sustainability of it all was pretty impressive.”
YOLANDE, NORTHCOTE
“Northcote is a pretty good area! It’s so close to the bridge and the city, and commuting is simple. It’s a very hand location. Heading to great beaches further North is easy.”
THOMAS, NORTHCOTE
“My partner and I are looking for our first home and have spoken to many agents. We spoke with Srecko at your Northcote development and the experience really stood out to us. He was incredibly helpful and very friendly which makes the world of difference, especially as a first home buyer. Keep up the good work!"
SARA, FIRST HOME BUYER
First home buyers: Alison and Grant
First Home Buyers: Miejie and James
First Home Buyers: Tina and Simon
First Home Buyers: Déan and Lilla
First Home Buyers: Patricia and Mia
First Home Buyers: Wesley and Jenny
Resources & Information
Get all the information you need all in one place with our resources, including handy guides, info packs, tips, and more.
